States where we do business
The product and services information included in this Web site is intended for residents of the state of New Hampshire only, and is neither an offer to sell insurance nor an advertisement of insurance in any place except the state of New Hampshire.

Authorization of use
The Holt Agency, Inc. hereby authorizes any person to access this Web site for informational purposes only. The Holt Agency, Inc. reserves the right to terminate access to this Web site at any time without notice. The data, information and material included in this Web site is copyrighted by The Holt Agency, Inc.. All rights are reserved under the copyright laws of the United State of America. No part of this Web site can be redistributed, copied or reproduced without the prior written consent of The Holt Agency, Inc..

No warranties
The user of this Web site assumes all responsibility and risk for the use of this Web site and the Internet generally. The Holt Agency, Inc., and its affiliated companies disclaim all warranties, representations or endorsements, express or implied, with regard to the data, information and material included in, or accessible from, this Web site or the Internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement. The Holt Agency, Inc. and its affiliated companies have the right to discontinue, change or update any data, information or material included in the Web site without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this Web site. No advice or information given by The Holt Agency, Inc. or its affiliated companies shall create any warranty. Neither The Holt Agency, Inc. nor its affiliated companies warrants that the data, information and material included in the Web site or on the Internet will be uninterruptable or error free or that any data, information, software or other material accessible from this Web site is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state of state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If your are interested in the terms and conditions of a specific product, please contact us at 603-673-2108 for additional information.

Disclaimer of liability
In no event shall The Holt Agency, Inc. or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages, or any damages whatsoever resulting from loss of use, data, information, or profits arising out of or in connection with the use or performance of the data, information, or material included in this Web site or on the Internet generally, or on any other basis.

Disclaimer for links
Although this site includes links providing direct access to other Internet sites, The Holt Agency, Inc. and its affiliated companies take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.

Electronic communications
The Holt Agency, Inc. will not be deemed to have accepted any electronic communication unless The Holt Agency, Inc. provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If The Holt Agency, Inc. sends any electronic communication, The Holt Agency, Inc. does not consider email a reliable method of transmitting or receiving legal documents. Any legal documents must be finalized via fax or paper copy to be considered complete.